We Are Currently Accepting Private Investors To Fund The Following Loans.

Please call for further details 714-421-1499.

Information Last Updated: 07/27/2010

Loan Purpose Loan Amount LTV

Loan to Value		 CLTV

Combined Loan To Value		 This Is The Interest Rate Paid To The Investor Loan Term

(Years)		 Borrower Ratios Property Location Borrower
Credit Score		 Notes
Borrower Is Seeking An Interest Rate At Or Below
Purchase $145,500 97% 97% <  = 6.500 % Interest Only 3 Years 31 / 41 Norwalk 724 Interest Only 1st
Call for Details
No Cash Out Refinance $417,000 100% 100% < = 4.500 % 30 Fixed 31 / 65 Rancho Cucamonga 805 Full Doc 1st
Call for Details
Borrower Originally
put 20% down.
No Cash Out Refinance $544,000 80% 80% < = 4.500 % 30 Fixed 31 / 65 Venice 803 Full Doc 1st
No Cash Out Refinance $327,000 43% 80% < = 4.500 % 30 Fixed 31 / 65 Venice 803 Full Doc 1st
No Cash Out Refinance $290,000 80% 80% < = 4.625 % 30 Fixed 27 / 66 Fountain Valley 733 Full Doc 1st
No Cash Out Refinance $138,000 19% 19% < = 4.500 % 30 Fixed 11 / 21 Huntington Beach 804 Full Doc 1st

SOLD TO BANK
Purchase $116,365 85% 85% < = 5.500 % 30 Fixed 37 / 41 Murietta 717 Full Doc 1st
Cash Out Refi $330,000 60% 60% < = 4.750 % 30 Fixed 23 / 41 North Hills 760 Full Doc 1st

SOLD TO BANK
Cash Out Refi $340,000 80% 80% < = 4.250 % 15 Fixed 24 / 24 Long Beach 809 Full Doc 1st

SOLD TO BANK
Cash Out Refi $96,000 80% 80% < = 6.750 % 30 Due  in 5 26 / 38 Hesperia 620 Full Doc 1st
Rate / Term
Refinance		 $510,000 call call < = 7.750 % 30 / 40 fixed call Gardena 596 Full Doc 1st
Rate / Term
Refinance		 $128,000 call call < = 4.850 % 30 Due in 5 call Gardena 596 Full Doc 2nd
Purchase $325,000 80% 97% < = 6.000 % 30 45 / 49 Corona 610 Full Doc 1st

Borrower can put
3% Down

Purchase $55,250 17% 97% < = 10.000 % 30 Due In 5

Interest Only

 

 45 / 49 Corona 610 Full Doc 2nd
Rate / Term
Refinance		 $330,000 60% 85% < = 5.000 % 30 /40
Fixed		 45 / 59 Upland 801 Full Doc 1st
Purchase $194,000 97% 97% < = 8.000 % 30 /40
Fixed		 cal Long Beach 605 Full Doc 1st
Rate / Term
Refinance		 $330,000 60% 85% < = 5.000 % 30 /40
Fixed		 45 / 59 Upland 801 Full Doc 1st


Full Doc Definition - Borrower can provide 2 years taxes, 2 Months Bank Statements, Paystubs for last 30 Days, and can verify Employment and all Assets stated on loan Application.

LTV Definition -  Loan to Value - A ratio determined by dividing the loan amount by the sales price or appraised value, expressed as a percentage. For example, with a loan amount of $80,000 and a sales price of $100,000 your loan-to-value ratio would be 80%. 

CLTV - Combined Loan To Value

CLTV Example

Ratios: A common guideline for debt-to-income ratios is 33/38. A borrower's housing costs consume thirty-three percent of their monthly income. Add their monthly consumer debt to the housing costs, and it should take no more than thirty-eight percent of their monthly income to meet those obligations.

Note: All above information is subject to change without notice. Specific loan information regarding the above loans can be provided to qualified private lenders at the sole discretion of A To Z Financial Services.

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